Credit Data and Scoring

Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individual’s economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory and data manipulation. Provides insights into credit scoring goals and methods Examines U.S leadership in developing credit data and algorithms and how other countries depart from it Analyzes the growing influence of algorithms in data scoring

Produk Detail:

  • Author : Eric Rosenblatt
  • Publisher : Academic Press
  • Pages : 274 pages
  • ISBN : 0128188162
  • Rating : 4/5 from 21 reviews
CLICK HERE TO GET THIS BOOKCredit Data and Scoring

Credit Data and Scoring

Credit Data and Scoring
  • Author : Eric Rosenblatt
  • Publisher : Academic Press
  • Release : 07 January 2020
GET THIS BOOKCredit Data and Scoring

Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individual’s economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture

Handbook of Credit Scoring

Handbook of Credit Scoring
  • Author : Elizabeth Mays
  • Publisher : Global Professional Publishi
  • Release : 01 June 2001
GET THIS BOOKHandbook of Credit Scoring

· Credit scoring is a vital and sometimes misunderstood tool in financial services · Evaluates the different systems available Bankers and lenders depend on credit scoring to determine the best credit risks--and ensure maximum profit and security from their loan portfolios. Handbook of Credit Scoring offers the insights of a select group of experts on credit scoring systems. Topics include: Scoring Applications, Generic and Customized Scoring Models, Using consumer credit information, Scorecard modelling with continuous vs. Classed variables, Basic scorecard Development and

Intelligent Credit Scoring

Intelligent Credit Scoring
  • Author : Naeem Siddiqi
  • Publisher : John Wiley & Sons
  • Release : 10 January 2017
GET THIS BOOKIntelligent Credit Scoring

A better development and implementation framework for credit risk scorecards Intelligent Credit Scoring presents a business-oriented process for the development and implementation of risk prediction scorecards. The credit scorecard is a powerful tool for measuring the risk of individual borrowers, gauging overall risk exposure and developing analytically driven, risk-adjusted strategies for existing customers. In the past 10 years, hundreds of banks worldwide have brought the process of developing credit scoring models in-house, while ‘credit scores' have become a frequent topic of

Credit Scoring and Its Applications, Second Edition

Credit Scoring and Its Applications, Second Edition
  • Author : Lyn Thomas,Jonathan Crook,David Edelman
  • Publisher : SIAM
  • Release : 16 August 2017
GET THIS BOOKCredit Scoring and Its Applications, Second Edition

Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal

Credit Risk Scorecards

Credit Risk Scorecards
  • Author : Naeem Siddiqi
  • Publisher : John Wiley & Sons
  • Release : 29 June 2012
GET THIS BOOKCredit Risk Scorecards

Praise for Credit Risk Scorecards "Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers." —Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of

Data Analysis and Applications 4

Data Analysis and Applications 4
  • Author : Andreas Makrides,Alex Karagrigoriou,Christos H. Skiadas
  • Publisher : John Wiley & Sons
  • Release : 09 April 2020
GET THIS BOOKData Analysis and Applications 4

Data analysis as an area of importance has grown exponentially, especially during the past couple of decades. This can be attributed to a rapidly growing computer industry and the wide applicability of computational techniques, in conjunction with new advances of analytic tools. This being the case, the need for literature that addresses this is self-evident. New publications are appearing, covering the need for information from all fields of science and engineering, thanks to the universal relevance of data analysis and

Data Science for Economics and Finance

Data Science for Economics and Finance
  • Author : Sergio Consoli,Diego Reforgiato Recupero,Michaela Saisana
  • Publisher : Springer Nature
  • Release : 22 May 2022
GET THIS BOOKData Science for Economics and Finance

This open access book covers the use of data science, including advanced machine learning, big data analytics, Semantic Web technologies, natural language processing, social media analysis, time series analysis, among others, for applications in economics and finance. In addition, it shows some successful applications of advanced data science solutions used to extract new knowledge from data in order to improve economic forecasting models. The book starts with an introduction on the use of data science technologies in economics and finance

Credit Scores & Credit Reports

Credit Scores & Credit Reports
  • Author : Evan Hendricks
  • Publisher : Privacy Times
  • Release : 22 May 2022
GET THIS BOOKCredit Scores & Credit Reports

Credit Scores and Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, what they can do to improve their FICO scores, and to ensure their credit reports are accurate.\n

Big Data in Context

Big Data in Context
  • Author : Thomas Hoeren,Barbara Kolany-Raiser
  • Publisher : Springer
  • Release : 17 October 2017
GET THIS BOOKBig Data in Context

This book is open access under a CC BY 4.0 license. This book sheds new light on a selection of big data scenarios from an interdisciplinary perspective. It features legal, sociological and economic approaches to fundamental big data topics such as privacy, data quality and the ECJ’s Safe Harbor decision on the one hand, and practical applications such as smart cars, wearables and web tracking on the other. Addressing the interests of researchers and practitioners alike, it provides a comprehensive

Credit Scoring

Credit Scoring
  • Author : Murray Bailey
  • Publisher : Unknown Publisher
  • Release : 16 March 2020
GET THIS BOOKCredit Scoring

Required reading for anyone in the field of credit scoring. It presents the foundations but also provides users' interpretations of the basic principles. It offers guidance on setting cut-offs, strategies, validation, use of bureau data and monitoring. The book concludes with more advanced chapters on alternative technologies as well as ideal on profit scoring, customer scoring, and recession scoring.

Credit Scoring, Response Modeling, and Insurance Rating

Credit Scoring, Response Modeling, and Insurance Rating
  • Author : S. Finlay
  • Publisher : Springer
  • Release : 26 June 2012
GET THIS BOOKCredit Scoring, Response Modeling, and Insurance Rating

A guide on how Predictive Analytics is applied and widely used by organizations such as banks, insurance providers, supermarkets and governments to drive the decisions they make about their customers, demonstrating who to target with a promotional offer, who to give a credit card to and the premium someone should pay for home insurance.

Creditworthy

Creditworthy
  • Author : Josh Lauer
  • Publisher : Columbia University Press
  • Release : 25 July 2017
GET THIS BOOKCreditworthy

The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from

Emerging Market Bank Lending and Credit Risk Control

Emerging Market Bank Lending and Credit Risk Control
  • Author : Leonard Onyiriuba
  • Publisher : Academic Press
  • Release : 03 August 2015
GET THIS BOOKEmerging Market Bank Lending and Credit Risk Control

Using a framework of volatile markets Emerging Market Bank Lending and Credit Risk Control covers the theoretical and practical foundations of contemporary credit risk with implications for bank management. Drawing a direct connection between risk and its effects on credit analysis and decisions, the book discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process in line with the Basel Accords. This is the only practical book that specifically guides

Afterlives of Data

Afterlives of Data
  • Author : Mary F. E. Ebeling
  • Publisher : Univ of California Press
  • Release : 22 May 2022
GET THIS BOOKAfterlives of Data

What our health data tells American capitalism about our value--and how it controls our lives. Afterlives of Data follows the curious and multiple lives that our data live once they escape our control. Mary F. E. Ebeling's ethnographic investigation shows how information about our health and the debt we carry become biopolitical assets owned by healthcare providers, insurers, commercial data brokers, credit reporting companies, and platforms. By delving into the oceans of data built from everyday medical and debt traumas,